Overdraft Facilities

Services

What Is Overdraft Facilities?

Overdrafts are flexible credit lines attached to a business bank account, allowing companies to withdraw more than their current balance up to an approved limit. This helps cover unexpected expenses or short-term funding needs instantly.

Why Overdraft Facilities Matters?

Cash flow doesn’t always follow your schedule.

Whether it’s a late customer payment or an emergency purchase, having access to funds can make the difference between keeping your operations running or falling behind.

An Overdraft Facility helps your business:

React instantly to urgent financial needs
Cover expenses even when your account balance is low
Smooth out cash flow fluctuations without long loan processes
Pay interest only on what you use—not on the full limit
Stay reliable to your staff, suppliers, and partners

How We Help?

1. Assessment: We review your transaction history, business activity, and cash flow cycles to recommend an overdraft facility that suits your needs.

2. Tailored Limits: Get access to a credit limit customized to your operational scale and revenue flow.

3. Fast Setup: Enjoy quick approvals and seamless integration with your existing business bank account—so you can start using it immediately.

4. Flexible Usage: Withdraw funds as needed, repay at your pace, and reuse the facility anytime—no re-application required.

5. Ongoing Support: Our team advises on how to integrate overdraft usage into your broader cash flow strategy to reduce dependency over time.